The following Savings accounts are available:

• Passbook Savings
• Statement Savings
• Super Savings
• Money Market Account
• Christmas Club Savings

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING AN ACCOUNT:

To help government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you is that when you open an account, we will ask your name, physical street address, date of birth, identification number and other information that will allow us to identify you. We will ask to see your driver’s license or other identifying documents.

Passbook Savings

• $50.00 deposit required to open this account
  • (Can be opened with any dollar amount for minors)
• No minimum balance requirement
• Interest accrues daily and is compounded and credited to the account quarterly
• Free ATM card available - upon approval
• Unlimited transactions
• Free Community BankLine telephone banking access

Statement Savings

• $50.00 deposit required to open this account
  • (Can be opened with any dollar amount for minors)
• No minimum balance requirement
• Interest accrues daily and is compounded and credited to the account quarterly
• Account statement provided quarterly
• Free ATM card available - upon approval
• Unlimited transactions
• Free Community BankLine telephone banking access

Super Savings

• $50,000 deposit is required to open this account
• Tiered rate account based upon account balance
  • If balance falls below $50,000, the rate will be equal to that of the passbook savings rate
• Interest accrues daily and is compounded and credited to the account quarterly
• Free Community BankLine telephone banking access

Money Market Account

• $1,000.00 deposit is required to open this account.
• No service charge if a minimum daily balance of $1,000.00 is maintained
• This is a tiered rate account with a variable rate determined on balances of:
  • $25,000.00
  • $10,000 to $24,999.99
  • $9,999.99 or less
• Transfers are limited to six (6) per month, with no more than three (3) by check, draft, or similar order
• Interest accrues daily and is compounded and credited to the account monthly
• Free Community BankLine telephone banking access

Christmas Club Savings

• $1.00 deposit is required to open this account
• No minimum balance requirement
• No required weekly deposit schedule
• Interest is accrued and credited to the account at maturity